When the insurance company offers to pay your medical expenses

It is not uncommon for the insurer of the driver at fault to send the injured party a letter denying liability, but at the same time offering or even encouraging the person who was hit by their insured to submit his medical records and bills, so that the insurance company can pay the same bills. Usually, these payments are made under the medical payments coverage in the insurance policy up to the stated limit.

When the insurer makes payments under the med-pay coverage, this doesn’t mean that they accept or deny liability, but any such payments will be offset against future recovery, should the injure case settle. If you are offered to have your medical bills paid by the other driver’s insurer, you should feel free to accept that coverage. However, you should also make sure that you don’t sign any release documents that would waiver your rights to proceed with your personal injury action later.

If you have any questions about your medical expenses incurred as a result of an injury accident in San Francisco Bay Area or Sacramento areas, contact experienced personal injury lawyer who will answer your questions competently and attentively at absolutely no charge or obligation.

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